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Jeffrey Winick| NMLS# 139320
Senior Loan Officer

Blog Articles

The Average Down-payment in the US for 2016 was 11%

The Average Down-payment in the US for 2016 was 11%

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Saving for a down payment often represents the biggest hurdle for first-time home buyers. In December, 25% of

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What The Fed Rate Hike Means For You

What The Fed Rate Hike Means For You

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Looking to buy a house? You might want to act sooner rather than later. In a nearly unanimous vote, the U.S.

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5 Strategies to Cut Debt and Boost Your Credit Score

5 Strategies to Cut Debt and Boost Your Credit Score

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What do most people do when they can't afford that hot, new item they just can't live without? Charge it.

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Spring Buying Begins and Rates are Holding Steady

Spring Buying Begins and Rates are Holding Steady

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Housing is set to smash records in February, with realtor.com® forecasting both the fewest days on market

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The Real Deal on Rising Rates: What It Means for Your Home-Buying Plans

The Real Deal on Rising Rates: What It Means for Your Home-Buying Plans

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You’ve taken all the necessary steps to get ready to buy a home. You’ve saved for a down payment,

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Reasons Your Health Wants You to Snowbird Next Year

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If you are dreaming of life away from New Jersey’s winter chill, here are a few healthy reasons you

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Fell Out of Love with Your Home? Tips to Prep Your Home for Listing

Fell Out of Love with Your Home? Tips to Prep Your Home for Listing

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We think about the relationships with our family, our loved ones and our friends often enough, but we tend to

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First Comes LOVE then Comes HOME: More Unmarried Couples are Buying Homes Together

First Comes LOVE then Comes HOME: More Unmarried Couples are Buying Homes Together

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Love is in the air, but the old saying “first comes love then comes marriage” doesn’t

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Making the Jump: Transitioning from a Tenant to a Homeowner

Making the Jump: Transitioning from a Tenant to a Homeowner

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Becoming a homeowner for the first time is an exciting and stressful process. That’s why it’s

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How To Find Your Dream Home in Winter

How To Find Your Dream Home in Winter

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While spring and early summer reign as peek home-shopping seasons, there’s no good reason why you

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Self Employed Borrowers: One Year Tax Returns With Freddie Mac

Self Employed Borrowers: One Year Tax Returns With Freddie Mac

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Self employed borrowers normally have a tougher time qualifying for a residential mortgage loan than W-2 wage

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2016 Was a Great Year for Housing: Year-End Report.

2016 Was a Great Year for Housing: Year-End Report.

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The year-end numbers for the housing market are looking quite strong. Despite the recent jump in mortgage

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Fed Raising Rates: Much Ado about Nothing?

Fed Raising Rates: Much Ado about Nothing?

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The sky is falling! The sky is falling! The Fed met last week and raised rates. What does that mean for the

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Leaving Your Home Alone This Holiday? Make Sure it Stays Safe

Leaving Your Home Alone This Holiday? Make Sure it Stays Safe

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There’s nothing like leaving it all behind and getting out to celebrate with family and friends. But

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Don’t Be a Scrooge- Tips for Home Buying During the Holidays

Don’t Be a Scrooge- Tips for Home Buying During the Holidays

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It’s beginning to look a lot like cold nights, evening gatherings, decadent cookie displays and

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